Welcome to Medicare!

If you’re approaching the age of 65 or have just turned 65-years old, you have no doubt been inundated with various advertising telling you to enroll in Medicare Advantage or choose a Medicare supplemental plan. Navigating the seas of Medicare information can seem rather overwhelming, but we take the time to get to know you and go over ALL your options.  With SafetyNet Insurance Group on your side, you can sail off into your golden years well-prepared and worry-free!

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Click Here To View The Simple Steps to Medicare

Simple To Understand Guidance & Plans

Are you so confused about Medicare you're not even sure where to start?  The good news is, YOU'VE ALREADY STARTED by taking the initiative to learn about your options.  Fortunately for you, we've been specializing in Medicare for over 15+ years and WE KNOW MEDICARE!  We also know how to break this overly complicated topic into simple, bit-sized pieces that are simple to understand with "step-by-step" instructions - no technical savvy required! 

All About Medicare...

Some Seniors are Paying Less for The Exact Same Plan, Here's How...

Did you know that ALL Medicare Supplement Plans MUST be identical from carrier to carrier.  The only thing the carrier can customize is the price they charge for the plan.  This means that if you have a Plan G through Company "A", you might be eligible to get the exact same benefits of Plan G with a lower price through Company "B":  

WHY WOULD YOU PAY MORE FOR THE EXACT SAME BENEFITS?  Call us today at 866-758-7229 to see if we can get you a lower price!  NO OPEN ENROLLMENT NECESSARY!

4 Simple Steps to Setting Up Your Medicare


Apply for Medicare Part A & Part B. 

You can apply online here OR

You can call 800-772-1213 to apply OR

Find your nearest social security office here 

Click here to book an appointment with Tracy to go over your 3 Medicare options and your Part D prescription drug coverage options.  Please have your list of providers and medications ready.  This will take about 20 minutes over the phone and /or computer.

Once you receive your new Medicare ID card, you can click here to book your final appointment with Tracy to complete your application.  We will need some information off the card for this appointment. 

On the day of your appointment, we will only need about 30 minutes to complete your application over the phone.  Please have your red, white & blue Medicare card ready. 


Medicare Coverage & Cost


If you're lower income, the prices shown likely won't apply to you.  Click here to see if you qualify for a lower cost!

Coverage For Inpatient:

Hospital Stay

Skilled Nursing Care


Home Care

Any hospital that accepts Medicare patients

Cost Monthly: 

Free for most people

(see what you'll pay)

Cost For Services: 

You will pay the first $1,408 of all Part A charges each year.

Coverage For Outpatient:

Provider Visits


Lab Tests

Medical Equipment

Wellness Exams


Any provider that accepts Medicare patients

No referral necessary

Cost Monthly: 

$144.60 per month for most people.  (see what you'll pay)

Cost For Services: 

You will pay the first $198 plus 20% of all Part B charges each year.

Coverage For:



Dental (select plans only)

Vision (select plans only)


& More


You will need to stay within the plan's network of providers and some plans will require an assigned PCP and a referral to see a specialist.

Cost Monthly: 

$0 - $55 per month 

(see what you'll pay)

Cost For Services: 

Deductibles (varies by plan)

Co-pay's (varies by plan)

Co-insurance (varies by plan)  

Maximum out of pocket protection.

Coverage For:

Prescriptions Drugs.  Part D (PDP) Drug Plans each have their own list of drugs they cover.


You will have access to preferred pharmacies, standard pharmacies & mail order pharmacies.

Cost Monthly: 

Plans start at $16+ per month, average is $38 per month.

(see what you'll pay)

Cost For Medications: 

$435 Deductible

Co-pays will vary depending on the medication.   

3 Medicare Options, Which is Right For You?

Which Option Is Best For You?

When you first become eligible for Medicare you generally have three options to choose from.  Talk to your broker about which one fits you best.  You'll need to consider your overall health and family history as well as things like medications, providers, your risk tolerance and of course, your budget!  Scroll down to learn more about each option or click the blue button and set a good time for us to discuss your unique situation.    
Book a Free Consultation

If you're lower income, the prices shown likely won't apply to you.  Click here to see if you qualify for a lower cost!


Average Cost FREE for Most People

$144.60 Per Month for Most People

$38 Average Cost for Most People


Average Cost FREE for Most People

$144.60 Per Month for Most People

$36 Average Cost for Most People

Average Cost $55 - $250 Per Month

See Plans Graph


Medicare Advantage plans often include your hospital, medical & prescription coverage all rolled into one plan.  In some areas, these plans can also include benefits like....

Dental, Vision, Hearing, Over-The-Counter Pharmacy Credit, Gym Memberships, Transportation & More

Average Cost: $0-$55 per month (you must still pay your Part B monthly premium)

When Can I Enroll or Make Changes?


Annual Election Period

October 15th 
December 7th

Anyone with Medicare can apply for a new plan or make a change to their current plan.

Open Enrollment Period

January 1st
March 31st

Those with MA plans can make a one-time election to another MA Plan or go back to Original Medicare.

Initial Enrollment Period


3 months prior to your 65th birthday, the month of your 65th birthday and 3 months after.

General Enrollment Period

January 1st
March 31st

Anyone who has missed their initial enrollment period (IEP) can enroll in Medicare at this time.  Plans start July 1st.  Fines may apply.

Special Enrollment Period


If you lost other creditable coverage, moved out of your plan area or had other life changes, you may qualify for a SEP.  Click here for rules.

Disenrollment Period

January 1st
February 14th

This is when you can disenroll from a Medicare Advantage plan and return to Original Medicare. 

Our Carrier Partners

Trusted Medicare Resources

There are several programs that offer various services, information and benefits to Medicare beneficiaries but these resources offer SO MUCH MORE than just information!  You can sign up to receive news, alerts, benefit information, healthy living and wellness articles, special discounts and memberships just to name a few.

NCOA is a respected national leader and trusted partner to help people aged 60+ meet the challenges of aging. 

You Know About The Discounts. Explore Our Loyalty Program, Games, Financial Tools & More!  Join AARP today!

Administration for Community Living is advancing independence, integration, and inclusion throughout life.

The "Official" Medicare Government Website.  This is your trusted site for all things Medicare.

The Social Security Administration is passionate about supporting customers by  helping you secure today and tomorrow.

We pledge to put patients first in all of our programs – Medicaid, Medicare, and the Health Insurance Exchanges.

Low Income? 

​There are over 2,500 benefit programs available nationwide. Find out what benefits may be available in your area.

Benefits Checkup

Get Your Free Quotes

Answer just a few quick questions and we will search over 50 carriers for your best deals!  We will complete a full assessment of your exact needs and customize a plan that offers the most comprehensive coverage for the lowest out of pocket cost.  Prices are set by law so you won't find a lower price anywhere else.  Why not take advantage of our YEARS of experience and let us do all the work for you?  All of our services are FREE!  

Get Your Customized Quotes

Book a Free Consultation

We offer free consultations to go over new plans or to review your current plan.  We compare prices, look up your providers, medications and/or procedures.  We can help answer all of your questions and we use the most advanced technology which will allow us to narrow down plan options to the most cost effect plan for your particular needs.  We're friendly, educated consultants, NOT sales people.  Give us a call today and get the peace of mind you deserve!

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See a List of Medicare Publications