• WELCOME TO MEDICARE
    Navigating the seas of Medicare information can seem rather overwhelming, but we take the time to get to know you and go over ALL of your options. 
    3 Simple Steps to Medicare
    CARING, COMPASSIONATE & CLIENT-FOCUSED CONSULTING SINCE 2003

GET ALL OF YOUR QUESTIONS ANSWERED.

If you’re approaching the age of 65 or have just turned 65-years old, you have no doubt been inundated with various advertising telling you to enroll in Medicare Advantage or choose a Medicare Supplemental plan. So how do you know which option is right for you?  Talk to a Medicare expert today and let us help guide you through this simple but important process!

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With SafetyNet Insurance Group on your side, you can sail off into your golden years well-prepared and worry-free!

SIMPLE TO UNDERSTAND PLANS & GUIDANCE

Are you so confused about Medicare you're not even sure where to start?  The good news is, YOU'VE ALREADY STARTED by taking the initiative to learn about your options.  Fortunately for you, we've been specializing in Medicare for over 17 years and WE KNOW MEDICARE!  We also know how to break this overly complicated topic into simple, bit-sized pieces that are simple to understand with "step-by-step" instructions - no technical savvy required! 

a guide to understanding medicare

WHY PAY MORE?
3 Simple Steps to Medicare
Your 3 Coverage Options
Medicare Enrollment Periods
WHY PAY MORE?

Some Seniors are paying less for the eXACT SAME PLAN!

Did you know that ALL Medicare Supplement Plans MUST be identical from carrier to carrier.  The only thing the carrier can customize is the price they charge for the plan.  This means that if you have a "Plan G" through Company "A", you might be able to get the exact same benefits of "Plan G" with a lower price through Company "B":  

WHY WOULD YOU PAY MORE FOR THE EXACT SAME BENEFITS?  

Find out if you're paying too much!  Call us today at 866-758-7229 - NO OPEN ENROLLMENT NECESSARY!

3 Simple Steps to Medicare

3 simple steps to medicare

Apply for Medicare Part A & Part B. 

You can apply online here OR You can call 800-772-1213 to apply OR Find your nearest social security office here. 

Click here to schedule your initial consultation with Tracy to go over your 3 Medicare options and your Part D drug coverage options.  Please have your list of providers and medications ready.  This will take about 20 minutes over the phone.

Once you receive your new Medicare ID card, you can click here to book your final appointment with Tracy to complete your application.  We will need some information off the card for this appointment. 

THAT'S IT, WELCOME TO MEDICARE!

Your 3 Coverage Options

Which Option Is Best For You?

When you first become eligible for Medicare you generally have three options to choose from.  Talk to your broker about which one fits you best.  You'll need to consider your overall health and family history as well as things like medications, providers, your risk tolerance and of course, your budget!  Scroll down to learn more about each option or click the orange button and set a good time for us to discuss your unique situation. 
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OPTION 1 - ORIGINAL MEDICARE ONLY

Average Cost FREE for Most People

$148.50 Per Month for Most People

$36 Average Cost for Most People

OPTION 2 - ORIGINAL MEDICARE + MEDICARE SUPPLEMENT

Average Cost FREE for Most People

$148.50 Per Month for Most People

$36 Average Cost for Most People

Average Cost $55 - $250 Per Month

See Plans Graph

OPTION 3 - MEDICARE PART C - MEDICARE ADVANTAGE PLAN

Medicare Advantage plans often include your hospital, medical & prescription coverage all rolled into one plan.  In some areas, these plans can also include benefits like....

Dental, Vision, Hearing, Over-The-Counter Pharmacy Credit, Gym Memberships, Transportation & More

Average Cost: $0-$55 per month (you must still pay your Part B monthly premium)

Medicare Enrollment Periods

Annual Election Period

October 15th 
through
December 7th

Anyone with Medicare can apply for a new plan or make a change to their current plan.

Open Enrollment Period

January 1st
through
March 31st

Those with MA plans can make a one-time election to another MA Plan or go back to Original Medicare.

Initial Enrollment Period

Depends
on
Eligibility

3 months prior to your 65th birthday, the month of your 65th birthday and 3 months after.

General Enrollment Period

January 1st
through
March 31st

Anyone who has missed their initial enrollment period (IEP) can enroll in Medicare at this time.  Plans start July 1st.  Fines may apply.

Special Enrollment Period

Depends
on
Eligibility

If you lost other creditable coverage, moved out of your plan area or had other life changes, you may qualify for a SEP.  Click here for rules.

Disenrollment Period

January 1st
through
February 14th

This is when you can disenroll from a Medicare Advantage plan and return to Original Medicare. 

Trusted Medicare Resources

There are several programs that offer various services, information and benefits to Medicare beneficiaries but these resources offer SO MUCH MORE than just information!  You can sign up to receive news, alerts, benefit information, healthy living and wellness articles, special discounts and memberships just to name a few.

NCOA is a respected national leader and trusted partner to help people aged 60+ meet the challenges of aging. 

You Know About The Discounts. Explore Our Loyalty Program, Games, Financial Tools & More!  Join AARP today!

Administration for Community Living is advancing independence, integration, and inclusion throughout life.

The "Official" Medicare Government Website.  This is your trusted site for all things Medicare.

The Social Security Administration is passionate about supporting customers by  helping you secure today and tomorrow.

We pledge to put patients first in all of our programs – Medicaid, Medicare, and the Health Insurance Exchanges.

Low Income? 

​There are over 2,500 benefit programs available nationwide. Find out what benefits may be available in your area.

Benefits Checkup

Get Your Free Quotes

Answer just a few quick questions and we will search over 50 carriers for your best deals!  We will complete a full assessment of your exact needs and customize a plan that offers the most comprehensive coverage for the lowest out of pocket cost.  Prices are set by law so you won't find a lower price anywhere else.  Why not take advantage of our YEARS of experience and let us do all the work for you?  All of our services are FREE!  

Get Customized Quotes

Book a Free Consultation

We offer free consultations to go over new plans or to review your current plan.  We compare prices, look up your providers, medications and/or procedures.  We can help answer all of your questions and we use the most advanced technology which will allow us to narrow down plan options to the most cost effective plan for your particular needs.  We're friendly, educated consultants, NOT sales people.  Give us a call today and get the peace of mind you deserve!

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