"From birth through Medicare, we're with you every step of the way"

If you’re approaching the age of 65 or have just turned 65-years old, you have no doubt been inundated with various advertising telling you to enroll in Medicare Advantage or choose a Medicare supplemental plan. Navigating the seas of Medicare information can seem rather overwhelming, but we take the time to get to know you and go over ALL your options.  With SafetyNet Insurance Group on your side, you can sail off into your golden years well-prepared and worry-free.​

Remember, you’re never too young to start researching your Medicare insurance options.  Give us a call at 866-758-7229 today! Or for more information click on the guide books below or visit the official CMS website by clicking on the link below. 


Welcome To Medicare! 2020 pic NEW LOGO.p

"From birth through Medicare, we're with you every step of the way"


"From birth through Medicare, we're with you every step of the way"


"From birth through Medicare, we're with you every step of the way"


"From birth through Medicare, we're with you every step of the way"

Medicare Basics

Part A: Is free for most people.  This is your hospital coverage.  Medicare pays 100% of your room and board after you've paid your annual $1365 deductible.

Part B: Is $135.50 per month for most people.  This is your outpatient coverage like doctor visits, x-ray's, labs etc.  Medicare pays 80% of all of these expenses once you've paid your annual $185 deductible.

As you can see, there is a lot of expenses that you are required to pay on your own.  Are you prepared to cover the deductibles PLUS the 20% Medicare doesn't cover yourself?  If not, you NEED to have a plan that will carry the burden for you!  You can chose either a Medicare Supplement or a Medicare Advantage Plan to help you cover these out of pocket costs.   To learn more about the difference or to see what plan would be best for your needs, view the information below or call us at 866-758-7229 so we can help you make an educated decision.

If you already have a Medicare Supplement plan, we may be able to save you money on the exact same plan you already have so don't wait to give us a call to check rates in your area!  There is NO specific enrollment period for Medicare Supplements which means you can apply at any time during the year.  


If you already have a Medicare Advantage Plan, there may be new plans available in your area during the annual election period (Oct. 15th - Dec. 7th).  Be sure to give us a call for your annual review.  Many "special enrollment periods" are available to those who qualify which means you may not have to wait for the annual election period to sign up.  Call us to see if you qualify for a "special election period". 

Medicare Supplements

Medicare Supplement Plans (AKA- Medigap) cost more monthly than the Medicare Advantage Plans but you generally don't pay anything out of pocket at the time of service (depends on the plan).  You can see any doctor in the United States that accepts Medicare so there are no networks that you are locked in to.  You will need to add a separate Part D (drug) Plan since these plans do not include prescriptions.  Part D Plans start at around $17 per month.  These plans are offered by private insurance companies and there's usually only one time in your life that you can apply without having to answer any medical questions.  Talk to one of our professionals today to see which option is right for you.  We have a wide variety of plans to choose from with several "A" rated carriers.  

Medicare Advantage Plans

Medicare Advantage Plans (AKA-Part C) cost less monthly than Medicare Supplements but you will have co-pay's, co-insurance and possibly some deductibles to pay out of pocket.  These plans are set up as HMO's & PPO's so you will have to stay within their network of providers to get the maximum benefit.  These plans often include your Part D (drug plan) as well as added benefits like dental and vision (not available in all areas).  We have a wide variety of Advantage Plans to choose from with several "A" rated carriers.  Call us today to go over plans that are available in your area.

Medicare RX Plans (Part D)

Medicare Part D plans are offered through private companies.  The best way to know which plan would be best for you is to work with a broker who will get your prescription list from you and recommend a plan that would be the least expensive out of pocket cost for you based on what you're already taking.  These plans range from $12.00 - $99.00 per month.  Also, if you don't get your Part D plan when you're supposed to; Medicare will asses a fine against you that you will have to pay every month for the rest of your life!  So make sure you talk to an experienced and knowledgeable Adviser to ensure you don't face any issues when it comes time for your retirement.  Prescription plans are often built in to an Advantage Plan but will need to be added if you were to chose a Supplement. 

Additional Medicare Resources

Choosing a medigap policy 2018.jpg
Choosing a Medigap Policy Handbook
Medicare and you handbook pic 2020.png
Medicare & You 2020 Handbook

HOURS OF OPERATION - MON-FRI: 9:00 - 6:00 - SAT: 9:00 - 1:00 - SUN: BY APPOINTMENT

The views and opinions expressed on this website are those of the agent and do not necessarily reflect the official policy or position of any agency, carrier, US Government or any other entity or person(s).  It's always a good idea to conduct your own research before forming an opinion and before making a purchase. 
This website is operated by SafetyNet Insurance Group and is not the Health Insurance Marketplace℠ website.  In offering this website, SafetyNet Insurance Group is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans(QHPs) being offered in your state through the Health Insurance Marketplace℠ website. To see all available data on QHP options in your state, go to the Health Insurance Marketplace℠ website at  Also, you should visit the Health Insurance Marketplace℠ website at if:
1.) You want to select a catastrophic health plan.
2.) You want to enroll members of your household in separate QHPs.​
3.) The plans offered here don’t offer pediatric dental coverage and you want to choose a QHP that covers pediatric dental services or a separate dental plan with pediatric coverage. Pediatric dental services are an essential health benefit.

SafetyNet Insurance Group offers the opportunity to enroll in either QHPs and off-Marketplace coverage. Please visit for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.
Copyright 2020 SafetyNet Insurance Group, all rights reserved