Part A: Is free for most people. This is your hospital coverage. Medicare pays 100% of your room and board after you've paid your annual $1365 deductible.
Part B: Is $135.50 per month for most people. This is your outpatient coverage like doctor visits, x-ray's, labs etc. Medicare pays 80% of all of these expenses once you've paid your annual $185 deductible.
As you can see, there is a lot of expenses that you are required to pay on your own. Are you prepared to cover the deductibles PLUS the 20% Medicare doesn't cover yourself? If not, you NEED to have a plan that will carry the burden for you! You can chose either a Medicare Supplement or a Medicare Advantage Plan to help you cover these out of pocket costs. To learn more about the difference or to see what plan would be best for your needs, view the information below or call us at 866-758-7229 so we can help you make an educated decision.
If you already have a Medicare Supplement plan, we may be able to save you money on the exact same plan you already have so don't wait to give us a call to check rates in your area! There is NO specific enrollment period for Medicare Supplements which means you can apply at any time during the year.
If you already have a Medicare Advantage Plan, there may be new plans available in your area during the annual election period (Oct. 15th - Dec. 7th). Be sure to give us a call for your annual review. Many "special enrollment periods" are available to those who qualify which means you may not have to wait for the annual election period to sign up. Call us to see if you qualify for a "special election period".