Business Benefits

Take Care of Your Most Valuable Asset!

Statistics show that you can attract higher quality employees and retain them longer when you offer group health insurance benefits. Whether you are a 1 person operation or you have 500+ employees; we provide valuable resources and professional guidance and support for all of your group benefit needs.  Our knowledge and expertise in health insurance law, mandates and tax incentives combined with our passion for getting the best value for our clients, is what sets us apart from just your average insurance agency!

Why Offer Group Benefits?

We know that the health and well-being of your staff is a top priority to you and to your business. The connection between wellness, employee engagement and financial success is well-documented and has resulted in the demand for new innovative benefit strategies.  SafetyNet Insurance Group takes a customized approach to your needs. Every business is different and we work with you to tailor a benefits package that fits your business goals & objectives; with a strong focus on growth & retention, while strategically maximizing tax-savings & other incentives. This approach results in packages that are richer in benefits for your staff, while lowering costs for you!

Request Quotes
Send Us an Email
Book a Consultation
Fillable Employee Census
Live Chat With Us
Send Completed Census

Products Portfolio

SafetyNet Insurance Group has relationships with over 50 trusted insurance partners giving us access to plans that many agencies can't offer.  PLUS we work with several regional carriers who can often deliver BIG savings!  More and more businesses are making the well-being of their staff a top priority!  It's an undeniable fact that a healthy engaged workforce is the KEY to maximizing productivity!

Major Medical & Wellness

  • Traditional Major Medical
  • Alternative Health Plans
  • Fixed Indemnity & Hospital Plans
  • Discount Wellness Plans
  • Health Savings Accounts
  • Preventative & Wellness Plans
  • Prescription Programs

Disability Protection

Businesses can help employees protect their incomes and rebuild their lives after an unexpected event with Group Disability Insurance.  These plans are designed to streamline administration, ease the claims process, and get employees back to work as soon as is reasonably possible.

Dental & Vision Coverage

  • Dental Insurance
  • Dental Discount Plan 
  • Preventative & Wellness Only
  • ANY DOCTOR Plans
  • Plans that include Orthodontics
  • Plans that include Dentures & Implants

Accident & Critical Illness

Help protect your employee's savings from potentially high out-of-pocket expenses due to a serious illness or injury. Accident and Critical Illness Insurance coverage can help pay for costs that can really add up and eat into your savings.

Life Insurance

Provide employees and their families with coverage that can help their beneficiaries pay the mortgage, funeral or final medical expenses; replace a portion of the lost income; or help pay for a child’s college tuition.

Health Matching Account

A Health Savings Account (HSA) can help employee's with high-deductible health insurance plans cover their out-of-pocket costs. Contributions to HSAs generally aren't subject to federal income tax, and the earnings in the account grow tax-free.

Tax Breaks and Other Incentives for Business

Employee Benefits  Packages

We offer a robust, flexible portfolio that includes both traditional and non-traditional benefit solutions.  From major medical plans to wellness and discount plans, we can customize an affordable package that's PERFECT for your business! 

View Benefits Packages

How Does Uncle Sam Reward You?

As a business owner, much of the money you put into employee benefits comes back to you in the form of tax breaks and other incentives. Discover how companies are using employee benefit programs to not only improve employee health, but to also create a happy, productive & thriving workforce.

Explore Incentives

15+ Years of Expertise & Professional Partnership

You want to spend your time building your business so leave your benefits to us!  Your dedicated account manager will make sure you understand and comply with your plan and will be available to assist you and your staff with any questions or needs. Click here for your free "employer compliance guide".    

Learn More About Us

Funding Options

The Basics of Self & Level Funded Plans

What's the difference between "fully" funded, "level" funded and "self" funded health plans and which one is right for your business?  Watch the video to get a quick, high level overview. 

Request a Free Consultation

Self Funded

These type of plans only require a "Third Party Administrator" (TPA) who will handle the premiums & claims for you because this plan is "self funded" by the employer.  In this case, the employer is assuming even more risk and in return the monthly premiums for this plan type would be less expensive than Level Funded Plans.  There are employer protections in place to ensure you would NOT suffer a catastrophic loss.  In other words, employers would only be responsible up to a specified amount of risk.  (Recommended only for fairly healthy groups).

$ Least Expensive Monthly Premiums
$$$ Most Risk

Level Funded

These type of plans are also offered through the major medical carriers but the group partially funds this plan itself.  In this case, the employer is assuming at least some of the risk and in return the monthly premiums for this plan type would be less expensive than fully funded Plans.  There are employer protections in place to ensure you would NOT suffer a catastrophic loss.  In other words,  employers would only be responsible up to a specified amount of risk.  (Recommended only for fairly healthy groups

$$ Less Expensive Than Fully Funded
​$$ Some Risk

Fully Funded

This would be a standard "group benefit plan" through a major medical carrier (example: Aetna, AM Better, Blue Cross, Cigna, Humana, Keiser, Scott & White, United Healthcare and many more).  Employers can contribute towards the employee premium or they can chose not to.  This would be the most expensive option since the insurance company assumes all the risk of the group.  Premiums are based on the age of the employee / spouse and dependents, type of work & zip code of your business.

$$$ Most Expensive Monthly Premiums
​$ Least Risk

Get Started

Reach Out

More Resources

The information on this page is for general information purposes only and may not be updated frequently. Consult your own tax, accounting, or legal advisor instead of relying on this page as tax, accounting, or legal advice.