The Affordable Care Act will cover any and all pre-existing conditions. This means that if you have been diagnosed with anything or you are currently taking medications; those issues, will be covered from day one. If you are healthy or do not need expensive coverage for your current conditions, see the "Alternative Plans" link under individuals and family above for less expensive health insurance options. You can also click on the image to view a summary of the Affordable Care Act. Don't be overwhelmed or confused, call us for simple to understand solutions for you and your family!
Click on the image to be taken to the my personal Health Insurance Marketplace where you can review plans and prices, pick and buy a plan and make your first payment! Going this route, allows you to skip many of the steps that are required by the Federal or State Exchanges! WARNING: Choosing the wrong plan could cost you thousands of extra dollars so we DO NOT recommend you chose a plan on your own. Look to our experts for proper guidance and professional recommendations and advice so you DON'T run into unexpected trouble!
The Affordable Care Act might offer you subsidies where the government will pay a portion of your premium each month on your behalf. The amount (if any) that you will receive depends on your total household income and number of household members. To get an idea of what income to include, see line 37 of your previous years tax return (Adjusted Gross Income "AGI"). Be sure to include all members who are listed on your tax return even if they don't need coverage. There are very strict rules that govern these subsidies so don't be caught off guard. Talk to a professional who can help you determine if you qualify and for how much. The financial consequences of not claiming the correct income or household members could be devastating!